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Nevada Health Link special health plan enrollment period ends May 15

Nevadans have only a few days remaining to enroll in a Qualified Health Plan through Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange.

The Exceptional Circumstance Special Enrollment Period was announced in March for qualified Nevadans who missed the Open Enrollment Period.

The SEP, originally introduced in response to Governor Sisolak’s March 12 Emergency Declaration, runs through May 15. Consumers who enroll by May 15 will have coverage effective June 1, 2020.

Nevada Health Link’s qualified health plans cover the 10 essential health benefits mandated by the Affordable Care Act. In addition to pre-existing conditions, this includes emergency and ambulatory services, hospitalization, maternity and newborn care, prescription drugs, lab services and mental health services.

Consumers should know that care related to COVID-19 is covered by all plans offered through Nevada Health Link. Nevada Health Link is the only place Nevadans can access subsidies to help offset the costs of insurance, and over 80 percent of consumers who purchase a plan are eligible for financial assistance.

Specific Information
— Nevada Health Link’s SEP goes through 11:59 p.m. on Friday, May 15, 2020

— Online at Nevada Health Link here.

— Individuals seeking a special enrollment are encouraged to contact the Customer Assistance Call Center between 9:00 a.m. to 5:00 p.m. Monday through Friday at 1-800-547-2927; TTY: 711. The Exchange recommends working with a certified broker or navigator to enroll in the SEP.

Nevada Health Link offers language assistance and if you are deaf, hard of hearing, or have a disability, accommodations are provided at no cost.

Nevada Health Link wants to clarify that insurance is NOT required to be tested for COVID-19; and the emergency regulation signed by the Governor provides that there is no cost to consumers for medical services related to testing for COVID-19.

Nevada Health Link also recommends consumers who are having a hard time paying their monthly premiums to contact their health insurance carrier directly rather than canceling their health insurance plans since they might be eligible for payment grace periods.

Consumers who recently lost their job or had a change in income may be eligible to receive more subsidy assistance to help pay for their health plans. These changes must be reported to Nevada Health Link for eligibility determination.

Nevada Health Link reminds Nevada residents who experience other qualifying events, such as marriage, birth of a child, moving, loss of health insurance, or Medicaid denial are also eligible to shop for a qualified health plan.

Learn more on our website: https://www.nevadahealthlink.com/sep or in Spanish: https://www.nevadahealthlink.com/sepes

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