Division of Insurance

New Hampshire Insurance fraud director Barbara Richardson has been appointed as Commissioner of the Nevada Division of Insurance, officials announced Friday. She will join the agency in March.

The Nevada Division of Insurance is excited to announce the launch of its Fall Health Insurance Awareness campaign. The month of October is a good time to begin thinking about a 2016 health insurance policy.

Open Enrollment is just around the corner starting Nov. 1 and running through Jan. 31, 2016. That is why the Division of Insurance is officially kicking off a pre-enrollment campaign to turn consumers into insurance experts before Open Enrollment begins.

Adam Plain, the former Insurance Regulation Liaison for the Nevada Division of Insurance, has joined Ferrari Public Affairs. Ferrari Public Affairs is a government and public affairs firm with offices in Reno, Carson City and Las Vegas.

CARSON CITY, Nev. — Many Nevada employers will see a small decrease in the premiums they pay for workers’ compensation insurance this year.

Insurance Commissioner Scott J. Kipper has approved a filing from the National Council on Compensation Insurance for an average decrease of 0.5 percent for Nevada workers’ compensation voluntary insurance loss costs. Nevada employers who purchase their workers’ compensation insurance in the assigned-risk market will see an average rate decrease of 5 percent. Both changes will take effect on March 1, 2015.

Commissioner Scott J. Kipper is warning Nevada residents that Anthem Blue Cross Blue Shield has been a victim of a cyberattack and that personal information of current and past Anthem policy holders has been compromised.

Carson City – The Nevada Division of Insurance announced Tuesday the launch of its new smartphone app NDOI Connect and the Health Insurance website NVInsurance101.com.

“We are thrilled to offer NDOI Connect free of charge,” said Commissioner Scott J. Kipper. “This consumer oriented smartphone app will allow Nevadans to connect with the Division of Insurance in ways that have never been available before.”

Proposed 2015 health insurance for individual and small group markets in Nevada are now available online, state Insurance Commissioner Scott J. Kipper announced Thursday. The proposed rates are for plans sold both on and off Nevada’s health insurance exchange.

Nevadans who wish to view proposed health insurance rates for plan year 2015 can go here. The Division has made proposed rate information available in two different formats.

There are risks associated with new tech services designed to connect passengers and drivers, Nevada's insurance agency warns. As ride-sharing technology services gain popularity across the country, the Nevada Division of Insurance says consumers should take note that such for-profit ride-sharing arrangements can put them at risk of being uninsured.

CARSON CITY – Many Nevada employers will see a small increase in the premiums they pay for workers’ compensation insurance this year.

The average premium increase in the voluntary market will be about 3.2 percent. Nevada employers who purchase their workers’ compensation insurance in the assigned-risk market will see an average increase of 3.3 percent. Both increases will take effect on March 1, 2014.

The Nevada Division of Insurance announced Wednesday that it would not extend canceled health care policies because doing so would conflict with both state law and federal laws.
Here is a statement below from the Nevada Division of Insurance:

CARSON CITY — Now that open enrollment has begun for health insurance plans affected by the Affordable Care Act, Nevadans need to be wary of scammers looking to take advantage of consumer’s uncertainty surrounding this law.

Business owners and aspiring entrepreneurs will have an opportunity to access resources and learn more about overcoming the issues and challenges of launching or expanding a business during the Governor’s Conference on Small Business 2013. The annual statewide conference, taking place in Reno for the first time on August 28 at the Grand Sierra Resort, will provide a comprehensive one-stop resource for information on funding, licensing, regulatory compliance and much more.

Insurance and healthcare reform information is available through a new website launched by the Nevada Division of Insurance.

The website provides Nevada consumers with comprehensive information about insurance and healthcare reform in Nevada. Members of the insurance industry will also find information about doing business in Nevada.

Carson City attorney Jackie Bryant will join Nevada Gov. Brian Sandoval's team as Deputy Chief of Staff beginning Feb. 19. She will replace Ann Wilkinson, who has served as Sandoval's Deputy Chief of Staff since January 2011.
Wilkinson is leaving to return to the practice of law, effective Feb. 20.

CARSON CITY – Nevada policy holders recovered nearly $4 million in 2012 from insurance companies through the efforts of the Nevada Division of Insurance.
A recovery is the amount of monetary compensation or relief received by a consumer as a result of a filed consumer complaint against an insurance company. The division recovered $3,998,508.

CARSON CITY – Insurance Commissioner Scott J. Kipper is warning Nevadans about a telephone scam circulating in the Silver State.
The scam is an automated call that tells consumers that their zip code has been re-evaluated and that they now qualify for lower insurance rates. According to a news release, consumers are then asked to “press one for more information,” if they do, they will be transferred to a voicemail system that asked them to leave personal information.

CARSON CITY – Workers compensation insurance premiums will go up slightly for many Nevada employers this year, the state's Division of Insurance reports.

The average premium increase in the voluntary market will be about 1.1 percent. Nevada employers who purchase their workers’ compensation insurance in the assigned risk market will see an average increase of 2.5 percent. Both increases will take effect on March 1, 2013.

CARSON CITY — As the holiday season is in full swing, most families are not thinking about insurance. But as the year comes to an end, it’s a good idea to conduct a home inventory and year end insurance policy review. This is the best way to make sure that your home and possessions have the insurance protection they need.

CARSON CITY – The Nevada Division of Insurance (NVDOI) is seeking public input on what should be included in Nevada’s essential health benefits plan under the Affordable Care Act (ACA).

CARSON CITY – The Nevada Division of Insurance is seeking public input on the selection of Nevada’s essential health benefits plan.
The essential health benefits plan for Nevada will be the benchmark set of health care services that will be required in all individual and small group health insurance plans starting in 2014.

CARSON CITY – Nevada’s insurance carriers have reported to the Nevada Division of Insurance (Division) that they have received around 1,100 claims as a result of the Caughlin Ranch and Washoe Drive fires. The dollar amount of these claims, mostly due to fire, wind or smoke damage is approaching $35 million.

These insurance claim estimates show the dangers of wildfire. Nevadans should take action during Nevada Wildfire Awareness Week (NWAW) to prepare their homes and evaluate their insurance to prepare for wildfire season.

CARSON CITY – Many Nevada employers will see a small increase in the premiums they pay for workers’ compensation insurance in 2012.

CARSON CITY, Nev. — Consumers who have suffered an “extraordinary life event” may now ask their insurance company to provide an exception to the use of their credit information for underwriting and rating purposes, which may otherwise result in an increase in their premium rate.

“This is an important chance for some Nevadans who have suffered an unfortunate event to find relief during these trying economic times,” said Commissioner Scott J. Kipper of the Nevada Division of Insurance.

Starting Sept. 1, Nevada consumers will have a greater say in the cost of their health insurance rates with the online launch of Nevada Health Rate Review by the Nevada Division of Insurance.

Nevada Health Rate Review is a new section of the Division’s website where consumers can view and comment on health insurance rate change applications from individual and small employer group health insurers including HMOs. It will launch on Sept. 1 at: http://rates.doi.nv.gov.

By Jake Sunderland
CARSON CITY, Nev. – The Nevada Division of Insurance is pleased to announce that it recovered $1.8 million for Nevada consumers in the first half of 2011. A recovery is the amount of monetary compensation or relief received by a consumer as a result of a filed consumer complaint.

By Jake Sunderland
CARSON CITY, Nev. – According to the National Highway Traffic Safety Administration’s Traffic Safety Facts report, during 2009, more than 5.5 million motor vehicle crashes were reported to police across the U.S. If you were in an accident, would you know what information to get for an insurance claim? The Nevada Division of insurance offers these easy to follow tips to get the necessary information following a crash.

Be Prepared

CARSON CITY – A new Nevada law may spur more captive insurance companies to make Nevada home.
Nevada Insurance Commissioner Brett Barratt today credited Gov. Brian Sandoval with making Nevada a more attractive place to do business when he signed Assembly Bill 74 into law.

By Jake Sunderland
CARSON CITY — Do you know if you have enough homeowner’s insurance coverage for everything in your home? If you had to file a claim for a total loss could you list the value of every one of your destroyed possessions? Because the investments that you make in your personal hobbies and homes can have a great influence on your insurance needs, the Nevada Division of Insurance (Division) recommends that you create a home inventory to help make your insurance decisions easier.

By Jake Sunderland
CARSON CITY, Nev. – Nevada Insurance Commissioner Brett Barratt is pleased to announce that starting July 1, 2011 rates for the high risk pool in Nevada, the federal Pre-Existing Condition Insurance Plan have been reduced by 37.5 percent by the U.S. Department of Health and Human Services.

“This is great news for the thousands of uninsured Nevadans eligible for the PCIP,” said Commissioner Barratt. “These rate decreases make PCIP more affordable and comparable to the commercial market for individuals.”

CARSON CITY – A bill imposing more transparency on rate increases sought by health insurance companies is now on its way to Gov. Brian Sandoval for his review.
Assembly Bill 309, sought by Assembly Speaker John Oceguera, D-Las Vegas, requires health insurance companies to publicize their rate increase requests online and allows the public to participate in rate hearings before the Nevada Division of Insurance.