Insurance Commissioner

With only four days remaining in Open Enrollment for 2021 health coverage, Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), reminds Nevadans that all plans include access to COVID-19 related diagnosis and treatment, including COVID-19 vaccines when they become available.

The Nevada Division of Insurance posted final approved health insurance rates on its website here. As Open Enrollment approaches, consumers can begin comparing health insurance plans and rates a month ahead of Open Enrollment which starts November 1, 2020.

CARSON CITY — The Nevada Division of Insurance has received and made public rate information from health insurance companies interested in participating in the individual health insurance market for Plan Year 2021 (PY21).

CARSON CITY — There is good news for Nevada drivers as many will receive premium refunds for their auto insurance policies as a result of less claims being paid as Nevadans continue to “Stay Home for Nevada."

CARSON CITY — The Nevada Division of Insurance would like to remind consumers that Medicare Supplement plans C and F, also known as Medigap C and F, are no longer available to newly eligible consumers, as of Jan. 1, 2020.

CARSON CITY — The Nevada Division of Insurance has posted the approved 2020 health insurance rates for all plans in the Individual Health Insurance Market at healthrates.doi.nv.gov and encourages consumers to review this information before the Open Enrollment Period begins.

CARSON CITY, NV – Open Enrollment may be over, but some consumers who did not enroll in a plan by December 15 may be eligible to purchase health insurance through a Special Enrollment Period (SEP).

CARSON CITY — Open Enrollment is now underway, and consumers need to be wary. Consumers shopping for qualified health plans should beware of telemarketers and websites advertising discount medical plans and short-term plans while falsely claiming they are compliant with the Affordable Care Act.

CARSON CITY — The Nevada Division of Insurance has posted the approved 2019 health insurance rates for all plans in the Individual Health Insurance Market.

CARSON CITY — After the Department of Labor issued the final rule on Association Health Plans in June, the Nevada Division of Insurance has received the first fully-insured Association Health Plan filing for the Henderson, Boulder City and Latin Chambers of Commerce in Nevada.

CARSON CITY — The Nevada Division of Insurance has received and made public the proposed health insurance rate changes from carriers on and off the Exchange for Plan Year 2019.

The Division of Insurance has partnered with the Nevada Department of Motor Vehicles, Nevada Highway Patrol and the Nevada Insurance Council to inform Nevada consumers of a new law that will increase the minimum vehicle liability insurance to be in compliance with the law and avoid paying penalties.

CARSON CITY — The Nevada Division of Insurance reminds consumers that even though the open enrollment period ended Dec. 15, 2017 for the individual health insurance market, some Nevada consumers may still be eligible to purchase health insurance through a special enrollment period.

CARSON CITY — The Open Enrollment period was cut in half this year, but there is still enough time for consumers to purchase and enroll in a health benefit plan, which meets all the Affordable Care Act requirements, to avoid having a gap in coverage next year.

CARSON CITY – The Division of Insurance is warning Nevada consumers to be on the lookout for flood-damaged vehicles when considering purchasing a car in Nevada. Even though it has been several months since Hurricanes Irma and Harvey devastated Texas and Florida, there were thousands of vehicles that were damaged in the two storms. Some of these vehicles may be making their way to Nevada.

After Anthem insurance announced in June that it would only offer health plans in three of Nevada's largest counties, state officials announced Monday the company's intentions to leave Nevada entirely.

With news this week that Nevada’s health insurance exchange carriers bolted from Nevada's 14 rural counties including Carson City, Lyon, Douglas and Storey counties, the state's Division of Insurance posted a summary of proposed rate changes for 2018 on the Division’s website.

CARSON CITY, NV – Open Enrollment is now under way. Nevadans have choices to consider about health insurance, whether as a first time buyer or changing to a different plan. To help consumers make more informed decisions, the Division brought back NVinsurance101.com, an educational website aimed to provide Nevadans with timely information about their health insurance decisions.

In the aftermath of the Little Valley Fire that destroyed 23 homes and 17 outbuildings, Insurance Commissioner Barbara Richardson urges affected homeowners to be vigilant of fraudsters trying to take advantage during this devastating time. Any consumers affected are encouraged to contact the Division of Insurance if they have questions about insurance or need assistance with their insurance claims.

CARSON CITY — Nevada endured a harsher than recent mild winters, which brought much-needed moisture to the region. While this moisture is responsible for picturesque sceneries, it can also lead to greener plants, and denser grass — in other words: fire fuel.

CARSON CITY — There is good news for Nevada employers as Acting Commissioner Amy L. Parks approved a filing from the National Council on Compensation Insurance for an average decrease of 5.5 percent for Nevada workers’ compensation voluntary insurance loss costs.

New Hampshire Insurance fraud director Barbara Richardson has been appointed as Commissioner of the Nevada Division of Insurance, officials announced Friday. She will join the agency in March.

The Nevada Division of Insurance is excited to announce the launch of its Fall Health Insurance Awareness campaign. The month of October is a good time to begin thinking about a 2016 health insurance policy.

Open Enrollment is just around the corner starting Nov. 1 and running through Jan. 31, 2016. That is why the Division of Insurance is officially kicking off a pre-enrollment campaign to turn consumers into insurance experts before Open Enrollment begins.

CARSON CITY, Nev. — Many Nevada employers will see a small decrease in the premiums they pay for workers’ compensation insurance this year.

Insurance Commissioner Scott J. Kipper has approved a filing from the National Council on Compensation Insurance for an average decrease of 0.5 percent for Nevada workers’ compensation voluntary insurance loss costs. Nevada employers who purchase their workers’ compensation insurance in the assigned-risk market will see an average rate decrease of 5 percent. Both changes will take effect on March 1, 2015.

Proposed 2015 health insurance for individual and small group markets in Nevada are now available online, state Insurance Commissioner Scott J. Kipper announced Thursday. The proposed rates are for plans sold both on and off Nevada’s health insurance exchange.

Nevadans who wish to view proposed health insurance rates for plan year 2015 can go here. The Division has made proposed rate information available in two different formats.

CARSON CITY – Many Nevada employers will see a small increase in the premiums they pay for workers’ compensation insurance this year.

The average premium increase in the voluntary market will be about 3.2 percent. Nevada employers who purchase their workers’ compensation insurance in the assigned-risk market will see an average increase of 3.3 percent. Both increases will take effect on March 1, 2014.

CARSON CITY — Now that open enrollment has begun for health insurance plans affected by the Affordable Care Act, Nevadans need to be wary of scammers looking to take advantage of consumer’s uncertainty surrounding this law.

Business owners and aspiring entrepreneurs will have an opportunity to access resources and learn more about overcoming the issues and challenges of launching or expanding a business during the Governor’s Conference on Small Business 2013. The annual statewide conference, taking place in Reno for the first time on August 28 at the Grand Sierra Resort, will provide a comprehensive one-stop resource for information on funding, licensing, regulatory compliance and much more.

CARSON CITY – Nevada policy holders recovered nearly $4 million in 2012 from insurance companies through the efforts of the Nevada Division of Insurance.
A recovery is the amount of monetary compensation or relief received by a consumer as a result of a filed consumer complaint against an insurance company. The division recovered $3,998,508.

CARSON CITY – Insurance Commissioner Scott J. Kipper is warning Nevadans about a telephone scam circulating in the Silver State.
The scam is an automated call that tells consumers that their zip code has been re-evaluated and that they now qualify for lower insurance rates. According to a news release, consumers are then asked to “press one for more information,” if they do, they will be transferred to a voicemail system that asked them to leave personal information.